In general, it’s not necessary to use individual sell points for each fund when using our paid service. That is the purpose of the DFC and the Wilshire 5000 (they generate buy and sell signals for the mutual funds we use). When they are above their averages, you’ll buy a diversified U.S. equity fund that Jim Woods has recommended. When the indicators are below their averages, you’ll sell 100% of these holdings and remain in the money market funds. These two indices help to reduce all of the trades you would have buying and selling a fund based on its own average.
(During certain periods in which one segment of the market is in a large uptrend, we may recommend individual sell points for certain funds. If so, you’ll find the information you need for monitoring in the Weekly Hotline.)